🏠 Home insurance cost in Augusta, GA (2026)
Estimated average: $2,415 per year — +5% vs. the U.S. average of $2,300.
$2,415
Est. home insurance in Augusta
per year
$2,415
Georgia average
$2,300
U.S. average
202,081
Population
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Augusta home insurance estimator
Estimated$1,521/year
Starts from the Augusta estimate. Get quotes to confirm your price.
Augusta home insurance FAQ
How much is home insurance in Augusta, GA?
The estimated average is $2,415 per year — about the state average (0% vs. the Georgia average of $2,415, and +5% vs. the U.S. average).
Is home insurance more expensive in Augusta than elsewhere in Georgia?
Augusta has about 202,081 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Augusta?
Compare at least three quotes from insurers active in Augusta, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.