🏠 Home insurance cost in Savannah, GA (2027)

Estimated average: $2,415 per year — +5% vs. the U.S. average of $2,300.

Exterior of a residential home, representing home insurance — Savannah, Georgia
Home insurance in Savannah is estimated at $2,415 per year, near the Georgia average. Photo: O'Laughlin, Gregory L. (Public domain)

With about 147,780 residents, Savannah is a mid-size city and the #5 largest city in Georgia. Home insurance rates here are estimated at $2,415 per year, near the Georgia average of $2,415 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Savannah with other Georgia cities.

$2,415
Est. home insurance in Savannah
per year
$2,415
Georgia average
$2,300
U.S. average
147,780
Population

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Savannah home insurance estimator

Estimated$1,521/year

Starts from the Savannah estimate. Get quotes to confirm your price.

Savannah home insurance FAQ

How much is home insurance in Savannah, GA?

The estimated average is $2,415 per year — about the state average (0% vs. the Georgia average of $2,415, and +5% vs. the U.S. average).

Is home insurance more expensive in Savannah than elsewhere in Georgia?

Savannah has about 147,780 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.

How do I get the cheapest home insurance in Savannah?

Compare at least three quotes from insurers active in Savannah, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.

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