🏠 Home insurance cost in Boise, ID (2026)
Estimated average: $1,495 per year — -35% vs. the U.S. average of $2,300.
$1,495
Est. home insurance in Boise
per year
$1,495
Idaho average
$2,300
U.S. average
237,446
Population
Estimate your home insurance in Boise
Boise home insurance estimator
Estimated$942/year
Starts from the Boise estimate. Get quotes to confirm your price.
Boise home insurance FAQ
How much is home insurance in Boise, ID?
The estimated average is $1,495 per year — about the state average (0% vs. the Idaho average of $1,495, and -35% vs. the U.S. average).
Is home insurance more expensive in Boise than elsewhere in Idaho?
Boise has about 237,446 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Boise?
Compare at least three quotes from insurers active in Boise, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.