🏠 Home insurance cost in Meridian, ID (2027)
Estimated average: $1,495 per year — -35% vs. the U.S. average of $2,300.
With about 132,142 residents, Meridian is a mid-size city and the #2 largest city in Idaho. Home insurance rates here are estimated at $1,495 per year, near the Idaho average of $1,495 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Meridian with other Idaho cities.
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Meridian home insurance FAQ
How much is home insurance in Meridian, ID?
The estimated average is $1,495 per year — about the state average (0% vs. the Idaho average of $1,495, and -35% vs. the U.S. average).
Is home insurance more expensive in Meridian than elsewhere in Idaho?
Meridian has about 132,142 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Meridian?
Compare at least three quotes from insurers active in Meridian, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.