🏠 Home insurance cost in Nampa, ID (2026)
Estimated average: $1,495 per year — -35% vs. the U.S. average of $2,300.
$1,495
Est. home insurance in Nampa
per year
$1,495
Idaho average
$2,300
U.S. average
106,179
Population
Estimate your home insurance in Nampa
Nampa home insurance estimator
Estimated$942/year
Starts from the Nampa estimate. Get quotes to confirm your price.
Nampa home insurance FAQ
How much is home insurance in Nampa, ID?
The estimated average is $1,495 per year — about the state average (0% vs. the Idaho average of $1,495, and -35% vs. the U.S. average).
Is home insurance more expensive in Nampa than elsewhere in Idaho?
Nampa has about 106,179 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Nampa?
Compare at least three quotes from insurers active in Nampa, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.