🏠 Home insurance cost in Topeka, KS (2027)
Estimated average: $4,140 per year — +80% vs. the U.S. average of $2,300.
With about 125,475 residents, Topeka is a mid-size city and the #4 largest city in Kansas. Home insurance rates here are estimated at $4,140 per year, near the Kansas average of $4,140 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Topeka with other Kansas cities.
Estimate your home insurance in Topeka
Topeka home insurance estimator
Starts from the Topeka estimate. Get quotes to confirm your price.
Topeka home insurance FAQ
How much is home insurance in Topeka, KS?
The estimated average is $4,140 per year — about the state average (0% vs. the Kansas average of $4,140, and +80% vs. the U.S. average).
Is home insurance more expensive in Topeka than elsewhere in Kansas?
Topeka has about 125,475 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Topeka?
Compare at least three quotes from insurers active in Topeka, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.