🏠 Home insurance cost in Annapolis, MD (2026)
Estimated average: $1,546 per year — -33% vs. the U.S. average of $2,300.
$1,546
Est. home insurance in Annapolis
per year
$1,610
Maryland average
$2,300
U.S. average
40,812
Population
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Annapolis home insurance estimator
Estimated$974/year
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Annapolis home insurance FAQ
How much is home insurance in Annapolis, MD?
The estimated average is $1,546 per year — below the state average (-4% vs. the Maryland average of $1,610, and -33% vs. the U.S. average).
Is home insurance more expensive in Annapolis than elsewhere in Maryland?
Annapolis has about 40,812 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Annapolis?
Compare at least three quotes from insurers active in Annapolis, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.