🏠 Home insurance cost in Boston, MA (2026)
Estimated average: $1,863 per year — -19% vs. the U.S. average of $2,300.
$1,863
Est. home insurance in Boston
per year
$1,725
Massachusetts average
$2,300
U.S. average
650,706
Population
Estimate your home insurance in Boston
Boston home insurance estimator
Estimated$1,174/year
Starts from the Boston estimate. Get quotes to confirm your price.
Boston home insurance FAQ
How much is home insurance in Boston, MA?
The estimated average is $1,863 per year — above the state average (+8% vs. the Massachusetts average of $1,725, and -19% vs. the U.S. average).
Is home insurance more expensive in Boston than elsewhere in Massachusetts?
Boston has about 650,706 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Boston?
Compare at least three quotes from insurers active in Boston, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.