🏠 Home insurance cost in Cambridge, MA (2026)
Estimated average: $1,725 per year — -25% vs. the U.S. average of $2,300.
$1,725
Est. home insurance in Cambridge
per year
$1,725
Massachusetts average
$2,300
U.S. average
117,090
Population
Estimate your home insurance in Cambridge
Cambridge home insurance estimator
Estimated$1,087/year
Starts from the Cambridge estimate. Get quotes to confirm your price.
Cambridge home insurance FAQ
How much is home insurance in Cambridge, MA?
The estimated average is $1,725 per year — about the state average (0% vs. the Massachusetts average of $1,725, and -25% vs. the U.S. average).
Is home insurance more expensive in Cambridge than elsewhere in Massachusetts?
Cambridge has about 117,090 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Cambridge?
Compare at least three quotes from insurers active in Cambridge, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.