🏠 Home insurance cost in Lowell, MA (2027)
Estimated average: $1,725 per year — -25% vs. the U.S. average of $2,300.
With about 115,554 residents, Lowell is a mid-size city and the #5 largest city in Massachusetts. Home insurance rates here are estimated at $1,725 per year, near the Massachusetts average of $1,725 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Lowell with other Massachusetts cities.
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Lowell home insurance FAQ
How much is home insurance in Lowell, MA?
The estimated average is $1,725 per year — about the state average (0% vs. the Massachusetts average of $1,725, and -25% vs. the U.S. average).
Is home insurance more expensive in Lowell than elsewhere in Massachusetts?
Lowell has about 115,554 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Lowell?
Compare at least three quotes from insurers active in Lowell, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.