🏠 Home insurance cost in Worcester, MA (2026)
Estimated average: $1,725 per year — -25% vs. the U.S. average of $2,300.
$1,725
Est. home insurance in Worcester
per year
$1,725
Massachusetts average
$2,300
U.S. average
205,918
Population
Estimate your home insurance in Worcester
Worcester home insurance estimator
Estimated$1,087/year
Starts from the Worcester estimate. Get quotes to confirm your price.
Worcester home insurance FAQ
How much is home insurance in Worcester, MA?
The estimated average is $1,725 per year — about the state average (0% vs. the Massachusetts average of $1,725, and -25% vs. the U.S. average).
Is home insurance more expensive in Worcester than elsewhere in Massachusetts?
Worcester has about 205,918 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Worcester?
Compare at least three quotes from insurers active in Worcester, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.