🏠 Home insurance cost in Biloxi, MS (2027)
Estimated average: $3,422 per year — +49% vs. the U.S. average of $2,300.
With about 48,178 residents, Biloxi is a smaller city and the #4 largest city in Mississippi. Home insurance rates here are estimated at $3,422 per year, below the Mississippi average of $3,565 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Biloxi with other Mississippi cities.
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Biloxi home insurance FAQ
How much is home insurance in Biloxi, MS?
The estimated average is $3,422 per year — below the state average (-4% vs. the Mississippi average of $3,565, and +49% vs. the U.S. average).
Is home insurance more expensive in Biloxi than elsewhere in Mississippi?
Biloxi has about 48,178 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Biloxi?
Compare at least three quotes from insurers active in Biloxi, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.