🏠 Home insurance cost in Missoula, MT (2026)
Estimated average: $2,650 per year — +15% vs. the U.S. average of $2,300.
$2,650
Est. home insurance in Missoula
per year
$2,760
Montana average
$2,300
U.S. average
76,998
Population
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Missoula home insurance estimator
Estimated$1,670/year
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Missoula home insurance FAQ
How much is home insurance in Missoula, MT?
The estimated average is $2,650 per year — below the state average (-4% vs. the Montana average of $2,760, and +15% vs. the U.S. average).
Is home insurance more expensive in Missoula than elsewhere in Montana?
Missoula has about 76,998 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Missoula?
Compare at least three quotes from insurers active in Missoula, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.