🏠 Home insurance cost in Las Vegas, NV (2027)
Estimated average: $1,739 per year — -24% vs. the U.S. average of $2,300.
With about 656,274 residents, Las Vegas is a major metro and the largest city in Nevada. Home insurance rates here are estimated at $1,739 per year, above the Nevada average of $1,610 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Las Vegas with other Nevada cities.
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Las Vegas home insurance FAQ
How much is home insurance in Las Vegas, NV?
The estimated average is $1,739 per year — above the state average (+8% vs. the Nevada average of $1,610, and -24% vs. the U.S. average).
Is home insurance more expensive in Las Vegas than elsewhere in Nevada?
Las Vegas has about 656,274 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Las Vegas?
Compare at least three quotes from insurers active in Las Vegas, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.