🏠 Home insurance cost in Las Vegas, NV (2026)
Estimated average: $1,739 per year — -24% vs. the U.S. average of $2,300.
$1,739
Est. home insurance in Las Vegas
per year
$1,610
Nevada average
$2,300
U.S. average
656,274
Population
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Las Vegas home insurance estimator
Estimated$1,096/year
Starts from the Las Vegas estimate. Get quotes to confirm your price.
Las Vegas home insurance FAQ
How much is home insurance in Las Vegas, NV?
The estimated average is $1,739 per year — above the state average (+8% vs. the Nevada average of $1,610, and -24% vs. the U.S. average).
Is home insurance more expensive in Las Vegas than elsewhere in Nevada?
Las Vegas has about 656,274 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Las Vegas?
Compare at least three quotes from insurers active in Las Vegas, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.