🏠 Home insurance cost in Concord, NH (2027)

Estimated average: $1,214 per year — -47% vs. the U.S. average of $2,300.

Exterior of a residential home, representing home insurance — Concord, New Hampshire
Home insurance in Concord is estimated at $1,214 per year, below the New Hampshire average. Photo: O'Laughlin, Gregory L. (Public domain)

With about 44,008 residents, Concord is a smaller city and the #3 largest city in New Hampshire. Home insurance rates here are estimated at $1,214 per year, below the New Hampshire average of $1,265 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Concord with other New Hampshire cities.

$1,214
Est. home insurance in Concord
per year
$1,265
New Hampshire average
$2,300
U.S. average
44,008
Population

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Concord home insurance estimator

Estimated$765/year

Starts from the Concord estimate. Get quotes to confirm your price.

Concord home insurance FAQ

How much is home insurance in Concord, NH?

The estimated average is $1,214 per year — below the state average (-4% vs. the New Hampshire average of $1,265, and -47% vs. the U.S. average).

Is home insurance more expensive in Concord than elsewhere in New Hampshire?

Concord has about 44,008 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.

How do I get the cheapest home insurance in Concord?

Compare at least three quotes from insurers active in Concord, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.

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