🏠 Home insurance cost in Newark, NJ (2026)
Estimated average: $1,555 per year — -32% vs. the U.S. average of $2,300.
$1,555
Est. home insurance in Newark
per year
$1,495
New Jersey average
$2,300
U.S. average
305,344
Population
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Newark home insurance estimator
Estimated$980/year
Starts from the Newark estimate. Get quotes to confirm your price.
Newark home insurance FAQ
How much is home insurance in Newark, NJ?
The estimated average is $1,555 per year — above the state average (+4% vs. the New Jersey average of $1,495, and -32% vs. the U.S. average).
Is home insurance more expensive in Newark than elsewhere in New Jersey?
Newark has about 305,344 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Newark?
Compare at least three quotes from insurers active in Newark, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.