🏠 Home insurance cost in Winston-Salem, NC (2027)
Estimated average: $2,033 per year — -12% vs. the U.S. average of $2,300.
With about 253,319 residents, Winston-Salem is a large city and the #5 largest city in North Carolina. Home insurance rates here are estimated at $2,033 per year, above the North Carolina average of $1,955 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Winston-Salem with other North Carolina cities.
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Winston-Salem home insurance FAQ
How much is home insurance in Winston-Salem, NC?
The estimated average is $2,033 per year — above the state average (+4% vs. the North Carolina average of $1,955, and -12% vs. the U.S. average).
Is home insurance more expensive in Winston-Salem than elsewhere in North Carolina?
Winston-Salem has about 253,319 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Winston-Salem?
Compare at least three quotes from insurers active in Winston-Salem, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.