🏠 Home insurance cost in Winston-Salem, NC (2026)
Estimated average: $2,033 per year — -12% vs. the U.S. average of $2,300.
$2,033
Est. home insurance in Winston-Salem
per year
$1,955
North Carolina average
$2,300
U.S. average
253,319
Population
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Winston-Salem home insurance estimator
Estimated$1,281/year
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Winston-Salem home insurance FAQ
How much is home insurance in Winston-Salem, NC?
The estimated average is $2,033 per year — above the state average (+4% vs. the North Carolina average of $1,955, and -12% vs. the U.S. average).
Is home insurance more expensive in Winston-Salem than elsewhere in North Carolina?
Winston-Salem has about 253,319 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Winston-Salem?
Compare at least three quotes from insurers active in Winston-Salem, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.