🏠 Home insurance cost in Bismarck, ND (2026)
Estimated average: $2,208 per year — -4% vs. the U.S. average of $2,300.
$2,208
Est. home insurance in Bismarck
per year
$2,300
North Dakota average
$2,300
U.S. average
74,138
Population
Estimate your home insurance in Bismarck
Bismarck home insurance estimator
Estimated$1,391/year
Starts from the Bismarck estimate. Get quotes to confirm your price.
Bismarck home insurance FAQ
How much is home insurance in Bismarck, ND?
The estimated average is $2,208 per year — below the state average (-4% vs. the North Dakota average of $2,300, and -4% vs. the U.S. average).
Is home insurance more expensive in Bismarck than elsewhere in North Dakota?
Bismarck has about 74,138 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Bismarck?
Compare at least three quotes from insurers active in Bismarck, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.