🏠 Home insurance cost in Bismarck, ND (2027)
Estimated average: $2,208 per year — -4% vs. the U.S. average of $2,300.
With about 74,138 residents, Bismarck is a smaller city and the #2 largest city in North Dakota. Home insurance rates here are estimated at $2,208 per year, below the North Dakota average of $2,300 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Bismarck with other North Dakota cities.
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Bismarck home insurance FAQ
How much is home insurance in Bismarck, ND?
The estimated average is $2,208 per year — below the state average (-4% vs. the North Dakota average of $2,300, and -4% vs. the U.S. average).
Is home insurance more expensive in Bismarck than elsewhere in North Dakota?
Bismarck has about 74,138 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Bismarck?
Compare at least three quotes from insurers active in Bismarck, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.