🏠 Home insurance cost in Grand Forks, ND (2026)
Estimated average: $2,208 per year — -4% vs. the U.S. average of $2,300.
$2,208
Est. home insurance in Grand Forks
per year
$2,300
North Dakota average
$2,300
U.S. average
59,166
Population
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Grand Forks home insurance estimator
Estimated$1,391/year
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Grand Forks home insurance FAQ
How much is home insurance in Grand Forks, ND?
The estimated average is $2,208 per year — below the state average (-4% vs. the North Dakota average of $2,300, and -4% vs. the U.S. average).
Is home insurance more expensive in Grand Forks than elsewhere in North Dakota?
Grand Forks has about 59,166 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Grand Forks?
Compare at least three quotes from insurers active in Grand Forks, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.