🏠 Home insurance cost in Columbus, OH (2026)
Estimated average: $1,987 per year — -14% vs. the U.S. average of $2,300.
$1,987
Est. home insurance in Columbus
per year
$1,840
Ohio average
$2,300
U.S. average
907,971
Population
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Columbus home insurance estimator
Estimated$1,252/year
Starts from the Columbus estimate. Get quotes to confirm your price.
Columbus home insurance FAQ
How much is home insurance in Columbus, OH?
The estimated average is $1,987 per year — above the state average (+8% vs. the Ohio average of $1,840, and -14% vs. the U.S. average).
Is home insurance more expensive in Columbus than elsewhere in Ohio?
Columbus has about 907,971 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Columbus?
Compare at least three quotes from insurers active in Columbus, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.