🏠 Home insurance cost in Dayton, OH (2026)
Estimated average: $1,840 per year — -20% vs. the U.S. average of $2,300.
$1,840
Est. home insurance in Dayton
per year
$1,840
Ohio average
$2,300
U.S. average
135,944
Population
Estimate your home insurance in Dayton
Dayton home insurance estimator
Estimated$1,159/year
Starts from the Dayton estimate. Get quotes to confirm your price.
Dayton home insurance FAQ
How much is home insurance in Dayton, OH?
The estimated average is $1,840 per year — about the state average (0% vs. the Ohio average of $1,840, and -20% vs. the U.S. average).
Is home insurance more expensive in Dayton than elsewhere in Ohio?
Dayton has about 135,944 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Dayton?
Compare at least three quotes from insurers active in Dayton, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.