🏠 Home insurance cost in Tulsa, OK (2027)

Estimated average: $5,262 per year — +129% vs. the U.S. average of $2,300.

Exterior of a residential home, representing home insurance — Tulsa, Oklahoma
Home insurance in Tulsa is estimated at $5,262 per year, above the Oklahoma average. Photo: O'Laughlin, Gregory L. (Public domain)

With about 411,401 residents, Tulsa is a large city and the #2 largest city in Oklahoma. Home insurance rates here are estimated at $5,262 per year, above the Oklahoma average of $5,060 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Tulsa with other Oklahoma cities.

$5,262
Est. home insurance in Tulsa
per year
$5,060
Oklahoma average
$2,300
U.S. average
411,401
Population

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Tulsa home insurance estimator

Estimated$3,315/year

Starts from the Tulsa estimate. Get quotes to confirm your price.

Tulsa home insurance FAQ

How much is home insurance in Tulsa, OK?

The estimated average is $5,262 per year — above the state average (+4% vs. the Oklahoma average of $5,060, and +129% vs. the U.S. average).

Is home insurance more expensive in Tulsa than elsewhere in Oklahoma?

Tulsa has about 411,401 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.

How do I get the cheapest home insurance in Tulsa?

Compare at least three quotes from insurers active in Tulsa, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.

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