🏠 Home insurance cost in Bend, OR (2026)
Estimated average: $1,265 per year — -45% vs. the U.S. average of $2,300.
$1,265
Est. home insurance in Bend
per year
$1,265
Oregon average
$2,300
U.S. average
103,254
Population
Estimate your home insurance in Bend
Bend home insurance estimator
Estimated$797/year
Starts from the Bend estimate. Get quotes to confirm your price.
Bend home insurance FAQ
How much is home insurance in Bend, OR?
The estimated average is $1,265 per year — about the state average (0% vs. the Oregon average of $1,265, and -45% vs. the U.S. average).
Is home insurance more expensive in Bend than elsewhere in Oregon?
Bend has about 103,254 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Bend?
Compare at least three quotes from insurers active in Bend, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.