🏠 Home insurance cost in Bend, OR (2027)
Estimated average: $1,265 per year — -45% vs. the U.S. average of $2,300.
With about 103,254 residents, Bend is a mid-size city and the #5 largest city in Oregon. Home insurance rates here are estimated at $1,265 per year, near the Oregon average of $1,265 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Bend with other Oregon cities.
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Bend home insurance FAQ
How much is home insurance in Bend, OR?
The estimated average is $1,265 per year — about the state average (0% vs. the Oregon average of $1,265, and -45% vs. the U.S. average).
Is home insurance more expensive in Bend than elsewhere in Oregon?
Bend has about 103,254 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Bend?
Compare at least three quotes from insurers active in Bend, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.