🏠 Home insurance cost in Portland, OR (2026)
Estimated average: $1,366 per year — -41% vs. the U.S. average of $2,300.
$1,366
Est. home insurance in Portland
per year
$1,265
Oregon average
$2,300
U.S. average
630,498
Population
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Estimated$861/year
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Portland home insurance FAQ
How much is home insurance in Portland, OR?
The estimated average is $1,366 per year — above the state average (+8% vs. the Oregon average of $1,265, and -41% vs. the U.S. average).
Is home insurance more expensive in Portland than elsewhere in Oregon?
Portland has about 630,498 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Portland?
Compare at least three quotes from insurers active in Portland, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.