🏠 Home insurance cost in Portland, OR (2027)
Estimated average: $1,366 per year — -41% vs. the U.S. average of $2,300.
With about 630,498 residents, Portland is a major metro and the largest city in Oregon. Home insurance rates here are estimated at $1,366 per year, above the Oregon average of $1,265 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Portland with other Oregon cities.
Estimate your home insurance in Portland
Portland home insurance estimator
Starts from the Portland estimate. Get quotes to confirm your price.
Portland home insurance FAQ
How much is home insurance in Portland, OR?
The estimated average is $1,366 per year — above the state average (+8% vs. the Oregon average of $1,265, and -41% vs. the U.S. average).
Is home insurance more expensive in Portland than elsewhere in Oregon?
Portland has about 630,498 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Portland?
Compare at least three quotes from insurers active in Portland, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.