🏠 Home insurance cost in Erie, PA (2026)
Estimated average: $1,656 per year — -28% vs. the U.S. average of $2,300.
$1,656
Est. home insurance in Erie
per year
$1,725
Pennsylvania average
$2,300
U.S. average
94,831
Population
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Erie home insurance estimator
Estimated$1,043/year
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Erie home insurance FAQ
How much is home insurance in Erie, PA?
The estimated average is $1,656 per year — below the state average (-4% vs. the Pennsylvania average of $1,725, and -28% vs. the U.S. average).
Is home insurance more expensive in Erie than elsewhere in Pennsylvania?
Erie has about 94,831 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Erie?
Compare at least three quotes from insurers active in Erie, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.