🏠 Home insurance cost in Pittsburgh, PA (2026)
Estimated average: $1,794 per year — -22% vs. the U.S. average of $2,300.
$1,794
Est. home insurance in Pittsburgh
per year
$1,725
Pennsylvania average
$2,300
U.S. average
302,971
Population
Estimate your home insurance in Pittsburgh
Pittsburgh home insurance estimator
Estimated$1,130/year
Starts from the Pittsburgh estimate. Get quotes to confirm your price.
Pittsburgh home insurance FAQ
How much is home insurance in Pittsburgh, PA?
The estimated average is $1,794 per year — above the state average (+4% vs. the Pennsylvania average of $1,725, and -22% vs. the U.S. average).
Is home insurance more expensive in Pittsburgh than elsewhere in Pennsylvania?
Pittsburgh has about 302,971 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Pittsburgh?
Compare at least three quotes from insurers active in Pittsburgh, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.