🏠 Home insurance cost in Scranton, PA (2026)
Estimated average: $1,656 per year — -28% vs. the U.S. average of $2,300.
$1,656
Est. home insurance in Scranton
per year
$1,725
Pennsylvania average
$2,300
U.S. average
76,328
Population
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Scranton home insurance estimator
Estimated$1,043/year
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Scranton home insurance FAQ
How much is home insurance in Scranton, PA?
The estimated average is $1,656 per year — below the state average (-4% vs. the Pennsylvania average of $1,725, and -28% vs. the U.S. average).
Is home insurance more expensive in Scranton than elsewhere in Pennsylvania?
Scranton has about 76,328 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Scranton?
Compare at least three quotes from insurers active in Scranton, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.