🏠 Home insurance cost in Warwick, RI (2027)
Estimated average: $1,656 per year — -28% vs. the U.S. average of $2,300.
With about 82,823 residents, Warwick is a smaller city and the #3 largest city in Rhode Island. Home insurance rates here are estimated at $1,656 per year, below the Rhode Island average of $1,725 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Warwick with other Rhode Island cities.
Estimate your home insurance in Warwick
Warwick home insurance estimator
Starts from the Warwick estimate. Get quotes to confirm your price.
Warwick home insurance FAQ
How much is home insurance in Warwick, RI?
The estimated average is $1,656 per year — below the state average (-4% vs. the Rhode Island average of $1,725, and -28% vs. the U.S. average).
Is home insurance more expensive in Warwick than elsewhere in Rhode Island?
Warwick has about 82,823 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Warwick?
Compare at least three quotes from insurers active in Warwick, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.