🏠 Home insurance cost in Clarksville, TN (2026)
Estimated average: $2,415 per year — +5% vs. the U.S. average of $2,300.
$2,415
Est. home insurance in Clarksville
per year
$2,415
Tennessee average
$2,300
U.S. average
179,584
Population
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Clarksville home insurance estimator
Estimated$1,521/year
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Clarksville home insurance FAQ
How much is home insurance in Clarksville, TN?
The estimated average is $2,415 per year — about the state average (0% vs. the Tennessee average of $2,415, and +5% vs. the U.S. average).
Is home insurance more expensive in Clarksville than elsewhere in Tennessee?
Clarksville has about 179,584 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Clarksville?
Compare at least three quotes from insurers active in Clarksville, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.