🏠 Home insurance cost in Knoxville, TN (2026)
Estimated average: $2,415 per year — +5% vs. the U.S. average of $2,300.
$2,415
Est. home insurance in Knoxville
per year
$2,415
Tennessee average
$2,300
U.S. average
198,098
Population
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Knoxville home insurance estimator
Estimated$1,521/year
Starts from the Knoxville estimate. Get quotes to confirm your price.
Knoxville home insurance FAQ
How much is home insurance in Knoxville, TN?
The estimated average is $2,415 per year — about the state average (0% vs. the Tennessee average of $2,415, and +5% vs. the U.S. average).
Is home insurance more expensive in Knoxville than elsewhere in Tennessee?
Knoxville has about 198,098 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Knoxville?
Compare at least three quotes from insurers active in Knoxville, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.