🏠 Home insurance cost in Murfreesboro, TN (2026)
Estimated average: $2,415 per year — +5% vs. the U.S. average of $2,300.
$2,415
Est. home insurance in Murfreesboro
per year
$2,415
Tennessee average
$2,300
U.S. average
161,010
Population
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Murfreesboro home insurance estimator
Estimated$1,521/year
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Murfreesboro home insurance FAQ
How much is home insurance in Murfreesboro, TN?
The estimated average is $2,415 per year — about the state average (0% vs. the Tennessee average of $2,415, and +5% vs. the U.S. average).
Is home insurance more expensive in Murfreesboro than elsewhere in Tennessee?
Murfreesboro has about 161,010 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Murfreesboro?
Compare at least three quotes from insurers active in Murfreesboro, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.