🏠 Home insurance cost in Nashville, TN (2027)
Estimated average: $2,608 per year — +13% vs. the U.S. average of $2,300.
With about 687,788 residents, Nashville is a major metro and the largest city in Tennessee. Home insurance rates here are estimated at $2,608 per year, above the Tennessee average of $2,415 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Nashville with other Tennessee cities.
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Nashville home insurance FAQ
How much is home insurance in Nashville, TN?
The estimated average is $2,608 per year — above the state average (+8% vs. the Tennessee average of $2,415, and +13% vs. the U.S. average).
Is home insurance more expensive in Nashville than elsewhere in Tennessee?
Nashville has about 687,788 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Nashville?
Compare at least three quotes from insurers active in Nashville, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.