🏠 Home insurance cost in Dallas, TX (2026)
Estimated average: $4,894 per year — +113% vs. the U.S. average of $2,300.
$4,894
Est. home insurance in Dallas
per year
$4,370
Texas average
$2,300
U.S. average
1,302,868
Population
Estimate your home insurance in Dallas
Dallas home insurance estimator
Estimated$3,083/year
Starts from the Dallas estimate. Get quotes to confirm your price.
Dallas home insurance FAQ
How much is home insurance in Dallas, TX?
The estimated average is $4,894 per year — above the state average (+12% vs. the Texas average of $4,370, and +113% vs. the U.S. average).
Is home insurance more expensive in Dallas than elsewhere in Texas?
Dallas has about 1,302,868 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Dallas?
Compare at least three quotes from insurers active in Dallas, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.