🏠 Home insurance cost in Garland, TX (2026)
Estimated average: $4,370 per year — +90% vs. the U.S. average of $2,300.
$4,370
Est. home insurance in Garland
per year
$4,370
Texas average
$2,300
U.S. average
242,507
Population
Estimate your home insurance in Garland
Garland home insurance estimator
Estimated$2,753/year
Starts from the Garland estimate. Get quotes to confirm your price.
Garland home insurance FAQ
How much is home insurance in Garland, TX?
The estimated average is $4,370 per year — about the state average (0% vs. the Texas average of $4,370, and +90% vs. the U.S. average).
Is home insurance more expensive in Garland than elsewhere in Texas?
Garland has about 242,507 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Garland?
Compare at least three quotes from insurers active in Garland, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.