🏠 Home insurance cost in Laredo, TX (2027)
Estimated average: $4,545 per year — +98% vs. the U.S. average of $2,300.
With about 255,205 residents, Laredo is a large city and the #11 largest city in Texas. Home insurance rates here are estimated at $4,545 per year, above the Texas average of $4,370 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Laredo with other Texas cities.
Estimate your home insurance in Laredo
Laredo home insurance estimator
Starts from the Laredo estimate. Get quotes to confirm your price.
Laredo home insurance FAQ
How much is home insurance in Laredo, TX?
The estimated average is $4,545 per year — above the state average (+4% vs. the Texas average of $4,370, and +98% vs. the U.S. average).
Is home insurance more expensive in Laredo than elsewhere in Texas?
Laredo has about 255,205 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Laredo?
Compare at least three quotes from insurers active in Laredo, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.