🏠 Home insurance cost in Burlington, VT (2027)
Estimated average: $1,214 per year — -47% vs. the U.S. average of $2,300.

With about 44,743 residents, Burlington is a smaller city and the largest city in Vermont. Home insurance rates here are estimated at $1,214 per year, below the Vermont average of $1,265 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Burlington with other Vermont cities.
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Burlington home insurance FAQ
How much is home insurance in Burlington, VT?
The estimated average is $1,214 per year — below the state average (-4% vs. the Vermont average of $1,265, and -47% vs. the U.S. average).
Is home insurance more expensive in Burlington than elsewhere in Vermont?
Burlington has about 44,743 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Burlington?
Compare at least three quotes from insurers active in Burlington, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.