🏠 Home insurance cost in Norfolk, VA (2027)
Estimated average: $1,610 per year — -30% vs. the U.S. average of $2,300.
With about 232,995 residents, Norfolk is a large city and the #4 largest city in Virginia. Home insurance rates here are estimated at $1,610 per year, near the Virginia average of $1,610 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Norfolk with other Virginia cities.
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Norfolk home insurance FAQ
How much is home insurance in Norfolk, VA?
The estimated average is $1,610 per year — about the state average (0% vs. the Virginia average of $1,610, and -30% vs. the U.S. average).
Is home insurance more expensive in Norfolk than elsewhere in Virginia?
Norfolk has about 232,995 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Norfolk?
Compare at least three quotes from insurers active in Norfolk, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.