🏠 Home insurance cost in Norfolk, VA (2026)
Estimated average: $1,610 per year — -30% vs. the U.S. average of $2,300.
$1,610
Est. home insurance in Norfolk
per year
$1,610
Virginia average
$2,300
U.S. average
232,995
Population
Estimate your home insurance in Norfolk
Norfolk home insurance estimator
Estimated$1,014/year
Starts from the Norfolk estimate. Get quotes to confirm your price.
Norfolk home insurance FAQ
How much is home insurance in Norfolk, VA?
The estimated average is $1,610 per year — about the state average (0% vs. the Virginia average of $1,610, and -30% vs. the U.S. average).
Is home insurance more expensive in Norfolk than elsewhere in Virginia?
Norfolk has about 232,995 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Norfolk?
Compare at least three quotes from insurers active in Norfolk, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.