🏠 Home insurance cost in Seattle, WA (2026)
Estimated average: $1,490 per year — -35% vs. the U.S. average of $2,300.
$1,490
Est. home insurance in Seattle
per year
$1,380
Washington average
$2,300
U.S. average
749,256
Population
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Seattle home insurance estimator
Estimated$939/year
Starts from the Seattle estimate. Get quotes to confirm your price.
Seattle home insurance FAQ
How much is home insurance in Seattle, WA?
The estimated average is $1,490 per year — above the state average (+8% vs. the Washington average of $1,380, and -35% vs. the U.S. average).
Is home insurance more expensive in Seattle than elsewhere in Washington?
Seattle has about 749,256 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Seattle?
Compare at least three quotes from insurers active in Seattle, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.