🏠 Home insurance cost in Milwaukee, WI (2027)
Estimated average: $1,490 per year — -35% vs. the U.S. average of $2,300.
With about 561,385 residents, Milwaukee is a major metro and the largest city in Wisconsin. Home insurance rates here are estimated at $1,490 per year, above the Wisconsin average of $1,380 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Milwaukee with other Wisconsin cities.
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Milwaukee home insurance estimator
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Milwaukee home insurance FAQ
How much is home insurance in Milwaukee, WI?
The estimated average is $1,490 per year — above the state average (+8% vs. the Wisconsin average of $1,380, and -35% vs. the U.S. average).
Is home insurance more expensive in Milwaukee than elsewhere in Wisconsin?
Milwaukee has about 561,385 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Milwaukee?
Compare at least three quotes from insurers active in Milwaukee, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.