💛 Life insurance cost in Maine (2026)

The estimated average is $26 per monthabout the national average (0% vs. the U.S. average of $26).

$26
Avg. life insurance
per month
#14
of 51 states
cheaper than avg
$26
U.S. average
per month
Northeast
Region

Maine is home to about 1.4 million people, and life insurance here runs near the national average. Below, estimate a price for your own profile, then drill into your city — rates in a large metro like Portland typically differ from smaller towns.

Estimate your life insurance in Maine

Maine life insurance estimator

Estimated$12/month

Starts from the Maine average. Estimate only — get quotes to confirm.

Life insurance cost in Maine cities

Estimated life insurance per month in major Maine cities.
CityPopulationEst. life insurance
Portland68,313$26
Lewiston37,121$26
Bangor31,753$26

Maine life insurance FAQ

How much is life insurance in Maine?

The estimated average life insurance in Maine is $26 per month, which is about the national average (0% vs. the U.S. average of $26). Maine ranks 14 of 51 states from most to least expensive.

Why is life insurance cheaper in Maine?

Life insurance pricing in Maine reflects local risk factors — weather and catastrophe exposure, accident/claim frequency, repair and medical costs, and state regulation. That’s why costs differ across the Northeast.

How can I save on life insurance in Maine?

Compare at least three quotes from insurers active in Maine, bundle policies, and re-shop every year. Use the calculator above to see how your profile changes the price.

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