💛 Life insurance cost in Duluth, MN (2027)
Estimated average: $24 per month — -8% vs. the U.S. average of $26.

With about 86,697 residents, Duluth is a smaller city and the #4 largest city in Minnesota. Life insurance rates here are estimated at $24 per month, near the Minnesota average of $24 — a gap driven by local factors like local underwriting and cost of living. Below you can estimate a price for your own profile and compare Duluth with other Minnesota cities.
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Duluth life insurance FAQ
How much is life insurance in Duluth, MN?
The estimated average is $24 per month — about the state average (0% vs. the Minnesota average of $24, and -8% vs. the U.S. average).
Is life insurance more expensive in Duluth than elsewhere in Minnesota?
Duluth has about 86,697 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest life insurance in Duluth?
Compare at least three quotes from insurers active in Duluth, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.