💛 Life insurance cost in Mississippi (2026)

The estimated average is $26 per monthabout the national average (0% vs. the U.S. average of $26).

$26
Avg. life insurance
per month
#15
of 51 states
cheaper than avg
$26
U.S. average
per month
South
Region

Mississippi is home to about 2.9 million people, and life insurance here runs near the national average. Below, estimate a price for your own profile, then drill into your city — rates in a large metro like Jackson typically differ from smaller towns.

Estimate your life insurance in Mississippi

Mississippi life insurance estimator

Estimated$12/month

Starts from the Mississippi average. Estimate only — get quotes to confirm.

Life insurance cost in Mississippi cities

Estimated life insurance per month in major Mississippi cities.
CityPopulationEst. life insurance
Jackson145,995$26
Gulfport72,926$26
Southaven56,767$26
Biloxi48,178$26

Mississippi life insurance FAQ

How much is life insurance in Mississippi?

The estimated average life insurance in Mississippi is $26 per month, which is about the national average (0% vs. the U.S. average of $26). Mississippi ranks 15 of 51 states from most to least expensive.

Why is life insurance cheaper in Mississippi?

Life insurance pricing in Mississippi reflects local risk factors — weather and catastrophe exposure, accident/claim frequency, repair and medical costs, and state regulation. That’s why costs differ across the South.

How can I save on life insurance in Mississippi?

Compare at least three quotes from insurers active in Mississippi, bundle policies, and re-shop every year. Use the calculator above to see how your profile changes the price.

← All states: life insurance cost