🚗 Car insurance cost in Maine (2026)
The estimated average is $1,333 per year — below the national average (-38% vs. the U.S. average of $2,150).
Maine is home to about 1.4 million people, and car insurance here runs below the national average. Below, estimate a price for your own profile, then drill into your city — rates in a large metro like Portland typically differ from smaller towns.
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Maine car insurance estimator
Starts from the Maine average. Estimate only — get quotes to confirm.
Car insurance cost in Maine cities
Maine car insurance FAQ
How much is car insurance in Maine?
The estimated average car insurance in Maine is $1,333 per year, which is below the national average (-38% vs. the U.S. average of $2,150). Maine ranks 51 of 51 states from most to least expensive.
Why is car insurance cheaper in Maine?
Car insurance pricing in Maine reflects local risk factors — weather and catastrophe exposure, accident/claim frequency, repair and medical costs, and state regulation. That’s why costs differ across the Northeast.
How can I save on car insurance in Maine?
Compare at least three quotes from insurers active in Maine, bundle policies, and re-shop every year. Use the calculator above to see how your profile changes the price.