🚗 Car insurance cost in Portland, ME (2026)

Estimated average: $1,280 per year-40% vs. the U.S. average of $2,150.

$1,280
Est. car insurance in Portland
per year
$1,333
Maine average
$2,150
U.S. average
68,313
Population

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Portland car insurance estimator

Estimated$2,240/year

Starts from the Portland estimate. Get quotes to confirm your price.

Portland car insurance FAQ

How much is car insurance in Portland, ME?

The estimated average is $1,280 per year — below the state average (-4% vs. the Maine average of $1,333, and -40% vs. the U.S. average).

Is car insurance more expensive in Portland than elsewhere in Maine?

Portland has about 68,313 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.

How do I get the cheapest car insurance in Portland?

Compare at least three quotes from insurers active in Portland, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.

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