🏠 Home insurance cost in Wyoming (2026)
The estimated average is $2,070 per year — below the national average (-10% vs. the U.S. average of $2,300).
Wyoming is home to about 0.6 million people, and home insurance here runs below the national average. Below, estimate a price for your own profile, then drill into your city — rates in a large metro like Cheyenne typically differ from smaller towns.
Estimate your home insurance in Wyoming
Wyoming home insurance estimator
Starts from the Wyoming average. Estimate only — get quotes to confirm.
Home insurance cost in Wyoming cities
Wyoming home insurance FAQ
How much is home insurance in Wyoming?
The estimated average home insurance in Wyoming is $2,070 per year, which is below the national average (-10% vs. the U.S. average of $2,300). Wyoming ranks 23 of 51 states from most to least expensive.
Why is home insurance cheaper in Wyoming?
Home insurance pricing in Wyoming reflects local risk factors — weather and catastrophe exposure, accident/claim frequency, repair and medical costs, and state regulation. That’s why costs differ across the West.
How can I save on home insurance in Wyoming?
Compare at least three quotes from insurers active in Wyoming, bundle policies, and re-shop every year. Use the calculator above to see how your profile changes the price.