🏠 Home insurance cost in Cheyenne, WY (2027)

Estimated average: $1,987 per year — -14% vs. the U.S. average of $2,300.

Exterior of a residential home, representing home insurance — Cheyenne, Wyoming
Home insurance in Cheyenne is estimated at $1,987 per year, below the Wyoming average. Photo: O'Laughlin, Gregory L. (Public domain)

With about 65,132 residents, Cheyenne is a smaller city and the largest city in Wyoming. Home insurance rates here are estimated at $1,987 per year, below the Wyoming average of $2,070 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Cheyenne with other Wyoming cities.

$1,987
Est. home insurance in Cheyenne
per year
$2,070
Wyoming average
$2,300
U.S. average
65,132
Population

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Cheyenne home insurance estimator

Estimated$1,252/year

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Cheyenne home insurance FAQ

How much is home insurance in Cheyenne, WY?

The estimated average is $1,987 per year — below the state average (-4% vs. the Wyoming average of $2,070, and -14% vs. the U.S. average).

Is home insurance more expensive in Cheyenne than elsewhere in Wyoming?

Cheyenne has about 65,132 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.

How do I get the cheapest home insurance in Cheyenne?

Compare at least three quotes from insurers active in Cheyenne, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.

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